Women and investments, a fruitful combination

Demanding and caring, highly qualified and ambitious women increasingly play a more active and decisive role in the administration of finances. From IG, when we think of the reasons why we invest almost automatically say it is to multiply our gains and to improve the future of our children. And it is these, more than anyone understand what that means. Several studies in the United States and Europe say that in many cases, the yields obtained by women in long-term investing than that obtained by men. We will see in this paper some characteristics of women when it comes to investing. And we hope that by getting to know many of our readers are encouraged to decide and prepare to share our passion.
A few days ago when we started the first week of the year with news of the theft of safes Belgrano Bank Branch Province and to see the work that had taken the thieves to dig the well to the safety deposit boxes, a task it took months of preparation, I was reminded of a Woody Allen film, titled in Spanish something like "Small Time Crooks" (2000).
In this comedy, Woody Allen himself plays a former convict who wants to rob a bank through a gap. To do so, is installed in a shop located next to the establishment, purpose of their criminal operations. But while preparing the coup, will take a long time until they start planning and measurement tasks and digging to reach the succulent vaults, such as "cover" decided to open a store in cookies to avoid suspicion. Administered by the wife, the cookie business begins to grow and attract more and more customers. Finally, the culinary talent and skill of this woman for business ends up making them millionaires in the most unexpected.
This film reminds us very graphically in the real possibilities for women to play a greater role in managing finances and the increase of savings. Traditionally, they have been responsible for organizing the household economy. However, surveys show that the most important decisions are always by men. Gradually, this situation is changing.
"The women leaders are the new power behind the global economy, Deloitte Touche Tohmatsu proclaimed for the second year we celebrate the International Women's Day" in March last year. So says Sylvia Ann Hewlett in a note to the Harvard Business Review, as well as highlighting some very interesting data. "In developing nations, the income of women is growing at a rate of 8.1 percent against 5.8 percent of men. Overall, women control 12 of the 18 billion dollar global consumer accounts, a figure that is predicted to grow to 15 billion in 2014, "claimed in the article.
But beyond the obvious progress of women in management positions at international level, on a smaller scale and the local field in both individual and domestic economic situations, the weight and responsibility of women in the management of money is growing.
With this perspective, beyond the basic administration of the household economy, more and more women taking the helm of finance and "timid" engage in various investments. Is that more and more workers in all areas. And more work means more savings, which implies the need to know how to invest it productively.
Investing with a feminine touch
As women began to gain ground in fields and functions that were previously reserved for men, they discovered that there was no use trying to act and behave like a man to be accepted in these areas. On the contrary, experts said, largely, the success of women in business is due to the way we have taken advantage of typically female traits when it comes to resolve issues and make decisions.
Let us then, some attitudes that characterize female investors, according to experts:
1. Are more responsible
The women discussed the risks they face and look to others for explanations of their ventures. In fact, a study reveals that women spend 40% more time than men researching their investment choices. Somehow, the fact of putting at stake the future welfare of their loved ones, is a heavy responsibility. How to hire, time is something that is difficult to manage because many women overwhelmed by the daily financial management, struggle to make time to evaluate other investment opportunities of their savings.
2. Are more careful
They consider the ethics of the company and tend to invest in those related to social and ethical convictions. Of course, the fact of being so careful when undertaking an investment, it can sometimes paralyze when making decisions.
3. Are more realistic
Not make investments looking for outstanding results and instant success. Do not expect to get rich from the overnight.
4. Are more conservative
Carefully analyze all the options and often prefer to place their money in time deposits or property and thus avoid investing in stocks. This distinguishes them from men who prefer to take a bit more risk. However, being more conservative does not always equate to earn less, so the long-term results can be very positive.
Conclusion
Today more than ever, women face unique challenges as investors two: on one hand to make more money in the present and on the other to achieve multiply fruitfully in the future. The good news is that to confront them, women are offered the same opportunities as men to get good investment advice. There are increasing opportunities for training, understand and manipulate the tools to make successful investments. Just cheer. So from the IG invite you to join the exciting world of investments and offer our expertise to undertake a journey of growth in this field.
So, to all our readers and "readers" do not hesitate to write us, tell us your experiences, doubts and fears.